Financing that enables growth
We provide structured financing solutions for property development, construction and acquisition, designed to support your real estate investments.
Stable Projects
Ensure sufficient funding throughout the entire construction process.
Smart Investments
Invest in property development while maintaining healthy liquidity.
Sustainable Expansion
Acquire properties with financing that supports your growth and long-term strategy.
Strategic Acquisitions
Strengthen your portfolio and take the next step towards long-term property management.
Get in touch
Louis-Philippe Rembry
Head of Corporate and Real Estate
How does the application process for Real Estate financing at Aros Kapital work?
- Initial contact
You can either complete our contact form or reach out directly to one of our Client Executives. Contact details are available on the Aros Kapital website. We will then get in touch to discuss your project, objectives and financing requirements. - Review of business plan, project data and financials
During the process, we will review relevant documentation with you, including your business plan, property information, financial forecasts and supporting financial statements. - Quote
We will prepare a clear financing proposal outlining the indicative terms of the transaction. - Credit assessment
Once the quotation has been accepted, we carry out a full assessment of the project, the security package and the financial position of the borrower. - Credit decision
When all required information has been received, the case is submitted for internal credit approval at Aros Kapital. - Loan documentation and security
If the transaction is approved, loan documentation is prepared for signing and any required security is arranged. - Funding
The financing is disbursed according to the agreed schedule.
How much can our company borrow from Aros Kapital?
We customise loan amounts to your specific needs and assess each application individually. Loan sizes vary depending on property type and the overall structure of the transaction. As a starting point, Aros Kapital offers real estate loans from SEK 10 million.
What types of properties do you finance?
Logistics and office properties
Cooperative housing associations
Public sector / community properties
Industrial properties
Rental residential properties
What type of security is required?
Typically, the loan is secured by a first-ranking mortgage over the underlying property. In some cases, additional security such as a floating charge or personal guarantee may be required, depending on the structure of the transaction.
Early repayment or prepayment of a loan
Where the borrower wishes to make an additional repayment or repay your loan in full before its maturity date, the request shall be submitted via the Aros Kapital customer portal in accordance with the following process:
- Log in using BankID
- Navigate to the relevant loan in question
- Select “Extra amortisation / Repayment” in the bottom right-hand corner
- Complete and submit the application process
Following submission, Aros Kapital will review the request and revert as soon as possible.
Digital customer portal
The Aros Kapital customer portal provides borrowers with real-time access to information relating to their loan. Through the portal, users may:
- Manage and add authorised users
- Download loan statements
- View current outstanding principal balance
- View loan terms and maturity profile
- Access payment notices and invoices